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JST Unsecured Loans

Why an Unsecured Loan Is Better

When you are borrowing money for whatever purpose: purchase of a vehicle, pay off debt, or take a holiday, consider JST first. The advantages to unsecured loans with JST are many. Sure you could take your holiday or borrow with your current credit cards, but beware. Credit card interest is way too high typically, and worse still unpredictable. Your current credit account with 8% interest today could be 25% or more next month, it’s up to the credit card to decide, not you. With an unsecured loan, your interest rate will be established and set for the entire term of the loan. It will never increase unexpectedly causing you to pay too much on interest. Also with an unsecured loan, the money is in your account. With this cash on hand you can utilize the money for whatever needs you have, not just where credit cards are accepted. JST offers it’s customers structured and affordable loan repayments. The monthly payment amount will be agreed upon before you sign the loan contract, so no surprises. Just the same easy monthly payment for the loan term. Break the credit card debt cycle, get an unsecured loan. The safe and affordable option to get money.

Secured vs. Unsecured Borrowing

An unsecured loan has many advantages to secured borrowing. While it is true you may see a slight increase in your estimated interest amount, the benefits to unsecured outweigh the costs. With a secured loan you must have collateral. This collateral will typically include a home, vehicle, or other personal item of value. These items must first be appraised to find their determined value by the lender. Personal property used as collateral in a secured loan is at risk. If you fail to make your payments, like should you lose your current job, your personal property will be legally seized from you by the lending institution. Don’t take this risk with your home or other personal item. Get a personal unsecured loan from JST and keep your stuff safe from seizure.

Borrowing Options for Everyone

JST will work with you even if you have a poor or low credit rating. JST believes everyone has the right to borrow money easily when they need it with simple, fair loan terms.

• Loans amounts starting from £250 - £25,000
• No fee just for applying
• Easy and fast online application
• Affordable APR’s
• Find out in just 15 minutes your application status
• No obligation quotes available
• Same-day money when approved

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